AML/CFT training for employees in Kenya
Every employee of a reporting institution must be trained on anti-money laundering and countering the financing of terrorism and proliferation, at onboarding and on an ongoing basis. This course covers what employees must recognise, do and report, in an edition for your sector, with short knowledge checks and a certificate of completion.
Choose how your staff take the course
On demand suits new staff joining through the year and annual refreshers. Live sessions use your own policies, products and cases.
KES 8,000per learner
- Start as soon as payment is confirmed
- Certificate of completion
- Completion report for your MLRO
KES 5,000per learner per hour, minimum KES 8,000 per learner
- From 1 hour; you choose the length
- On Zoom or Teams
- Tailored to your operations
KES 5,000per learner per hour, minimum 5-hour session
- At your premises
- Combine with other courses to fill the session
- Case exercises in groups
From the 5th hour, each extra hour is half price. Live and in-person prices are calculated on a minimum of 5 learners; smaller groups are welcome and are priced as 5. For more than 75 learners or more than 16 hours we prepare a custom proposal. All prices include taxes; travel outside Nairobi is charged at cost.
What Kenyan rules require
Training is one of the controls the FRC, sector regulators and independent AML auditors test. These are the rules the course is built around.
| Rule | What it requires | Applies to |
|---|---|---|
| Proceeds of Crime and Anti-Money Laundering Regulations, 2023 | An ongoing employee training programme on AML/CFT obligations. | All reporting institutions |
| FRC guidance, para 17.1.5 | Training for all employees, including new employees, senior management and the board, on an ongoing basis. | All reporting institutions |
| FRC guidance, paras 17.1.6 and 19.1.4(a) | The MLRO tracks attendance; the institution keeps the training content, schedule and attendance sheets. | All reporting institutions |
| IRA AML/CFT Guidelines, para 19 | The board, employees and agents are regularly trained, with completion monitored and employees assessed. | Insurers, brokers and agents |
| CBK Guidance on Politically Exposed Persons, 2025 | Ongoing employee training on PEP risk, using real cases. | Banks, microfinance banks, payment and credit providers |
Recent developments and emerging issues
The course is updated as rules change. These are the developments it currently covers. Last reviewed: October 2026.
Kenya remains on the FATF grey list, with exit targeted for April 2027
The FRC reports 19 of 21 action items cleared. Open items include the quality of suspicious transaction reporting and sanctions controls, both of which depend on frontline employees.
More sectors now answer to a named AML supervisor
The 2025 amendment law brings SACCOs, accountants, lawyers, estate agents, betting firms, dealers in precious metals and stones, and public benefit organisations under supervisors that can impose fines.
Stricter rules on politically exposed persons
CBK guidance treats foreign PEPs as always high risk, covers family and close associates, and requires senior-management approval for higher-risk PEPs.
Sanctions screening against Kenya's own list
Assets of designated persons must be frozen and matches reported within 24 hours. Kenya's Domestic List now sits alongside the UN lists. Replacement regulations with higher penalties are before Parliament.
Crypto businesses are now licensed and must apply the Travel Rule
The VASP Regulations 2026 bring virtual asset service providers under full AML/CFT/CPF duties. Existing operators must be licensed by 4 November 2026.
Mobile money and SIM-swap red flags
A 2026 review of computer-fraud cases found mobile money involved in about half of them. Employees learn to spot sudden mobile-money flows and activity soon after a SIM change.
What your staff will learn
Each section ends with a short knowledge check. Learners who finish every section receive a certificate of completion.
Money laundering, terrorist and proliferation financing
What they are and how criminals use businesses like yours.
The law in Kenya
POCAMLA, the 2023 Regulations, FRC guidance and your sector regulator's rules.
Red flags in your sector
Customer, transaction and behaviour warning signs, with local cases.
Customer due diligence
Identification, beneficial ownership, enhanced checks and the staff member's role.
Sanctions
Targeted financial sanctions and what to do on a possible match.
Reporting suspicion
Internal reports to the MLRO, and why tipping off is an offence.
Record keeping
What to keep, for how long, and why it matters in an investigation.
Consequences and course review
Penalties for individuals and institutions, and a review of the key points.
Records your MLRO can file
The evidence pack matches what FRC guidance asks institutions to keep, so it supports the annual compliance report due to the FRC by 31 January and your independent AML audit.
- 1Certificates of completionOne per learner who completes the course, with a unique number, the course, date and hours.
- 2Completion or attendance reportWho completed or attended, when, and in which edition.
- 3Knowledge check resultsScores from the checks at the end of each section.
- 4Course outlineThe content and the rules it addresses.
FNJ's AML/CFT and compliance team
The same team carries out independent AML/CFT audits and builds compliance programmes for banks, SACCOs, insurers, fintechs and NGOs.
CAMS-certified specialists
Certified Anti-Money Laundering Specialists, supported by the firm's audit and forensic teams.
All-staff AML/CFT and ABAC training
AML/CFT and anti-bribery and corruption training for all staff of an investment bank in Kenya.
Independent AML/CFT audits
Audits that test your programme, including the adequacy of staff training.
AML/CFT governance guideOften taken together
Staff Compliance Essentials combines this course with anti-bribery and data protection training.
Staff Compliance Essentials
AML/CFT, ABAC and data protection for all staff.
On demand KES 24,000 per learner · 10% off live or in person
Price your training
AML/CFT training for employees is already ticked. Add other courses if you need them, then submit the form to see the payment details.
Questions about AML/CFT training for staff
Who must take AML/CFT training?
All employees of reporting institutions, including new employees, senior management and the board, on an ongoing basis. Reporting institutions include banks, SACCOs, insurers, payment and virtual asset service providers, and designated professions such as real estate agents, lawyers and accountants.
How do we train staff who join during the year?
Buy on-demand places as people join. Each new learner receives a login within one working day of payment and a certificate of completion when they finish, so onboarding training is recorded from the start.
Is there an edition for our sector?
Yes. There are editions for banks and microfinance banks, SACCOs, insurers and brokers, fintechs, payment and virtual asset service providers, NGOs, and real estate agents, lawyers and accountants.
How long should a live session be?
Live sessions run from 1 hour and you choose the length; in-person sessions run for at least 5 hours, so most organisations combine this course with ABAC and data protection. Both cost KES 5,000 per learner per hour, with a minimum of KES 8,000 per learner, and from the 5th hour each extra hour is half price. One hour covers the essentials; two hours allows exercises built on your own policies and cases.
How much does AML training cost in Kenya?
On demand, the course costs KES 8,000 per employee. Live virtual sessions cost KES 5,000 per employee per hour, with a minimum of KES 8,000 per employee, and in-person sessions are priced at the same rate for a minimum 5-hour session. Bundles booked live or in person receive 10% off.
Is AML training free?
Some institutes and regulators run free awareness webinars for professionals. Those sessions do not give your organisation sector-specific content, a completion record for every employee or the evidence pack your MLRO needs for the FRC and your auditors.
Does the price include taxes?
Yes. All prices include taxes. For in-person sessions outside Nairobi, travel and accommodation are charged at cost.
Train your staff before the next compliance report
Tell us how many staff need training and by when. We reply within one working day.